Take the guesswork out of investing.
What to Expect
Investing simplified
6+ hours of content
Great for beginners, with tons of room to dive deeper
Real change
Actionable to-do's and unique exercises using your very own personal finances
Life-time access
Revisit the coursework at any time to freshen up. All for only $75.
Good feels
Celebrate the win-win. Build wealth, help others. All profits go to effective charities.
Course Content
Dynamic videos, articles, personalized exercises & to-do's
Power of Investing
Cash vs investing: the pros & cons
Passive investing strategies
Stock dividends & bond interest
Compound growth
Exercises using your own financial info
Bank & Account Types
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Navigating banks
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Understanding account types (checking, saving, investing)
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High-yield savings accounts
Tax-Advantaged Accounts
Intro to U.S. tax-advantaged accounts (401k/403b/457, IRA, 529, and HSA)
U.S. tax overview
Roth vs. Traditional (or Tax-Deferred) accounts
Funds
Mutual vs. index funds​
The 3-fund portfolio
Setting allocations
ETFs
Target-date funds
ESG funds
Build Your Financial Plan
Map your goals
Create a plan of action
Review example financial plans
When to Invest
Timing & frequency
Rebalancing allocations
Auto-investing
Access to the Y&S investment calendar
Tax-Advantaged Accounts (Advanced)
Rollovers & conversions
Required Minimum Distributions (RMDs)
Deep dives into the 401k, IRA, 529, HSA
Adam B.
I loved how Rebecca pulled everything together in one place. I literally spent years reading books & articles to learn what she packages in an easy-to-understand course.
Annie & Chris T.
So much financial “education” is paired with ads. We love that Yield & Spread is informative without the upsell. For the first time as a couple, we have mapped out our goals.
Tyler S.
Since taking the course, I increased my 401(k) contribution rate to12% and started maxing out my Roth IRA contributions. You gotta take the course!
Financial education you can actually trust.
Education without the upsell.
We do not sell financial products, nor do we make commissions.